Open Question: how does one kick their son out of the house?

our son is 22, has a decent paying job with the union and has me at my wits end. he refuses to take responsibility and be a man. won’t save money and still like to buy toys. we’ve tried everything to help him become responsible. we’ve taught him right from wrong, taken him to the bank and shown him how do do things. still, nothing. i’ve had it. he needs his own place. NOW!
my actual question is, how does one go about telling the kid”okay, get your own place” w/o making them think it’s b/c you don’t love him. and w/o wondering if he’ll be able to make it?we’ve given him the skills but he really has no need to use them b/c he’s still at home. i know that’s our fault but i figured by 22, he’d WANT to have a place of his own. i did. so did everyone else i know. i’m going crazy here. i think the only way he’ll learn to be responsible is to be out in the real world.
please don’t answer if you’re going to be sarcastic or blame this on bad parenting. i don’t need it.
thank you for all the answers so far and for not being rude. i know this is what needs to be done. i’m just not sure he’ll be able to do it.